Salt Edge has partnered with Finlayer, a Romanian financial management platform helping small and medium-sized businesses (SMBs) manage their finances more easily. The platform acts as a financial layer on top of existing banking systems, letting companies handle all their operations without changing banks.
Finlayer chose Salt Edge for its secure, fully compliant open banking framework, which serves as a foundation for building modern, intelligent financial tools. With Salt Edge’s robust technology, Finlayer can deliver on their core promise of seamless multi-bank integration without requiring customers to switch their established banking relationships.
By leveraging Salt Edge’s Account Information Services (AIS), Finlayer can connect to nearly every bank in Romania, automating reconciliation and aggregating data from multiple bank accounts to give businesses a real-time view of balances, transactions and cash flow. Salt Edge’s Payment Initiation Services (PIS) will enable businesses to send invoices, make payments, and receive funds directly through the Finlayer app, helping small companies pay suppliers and reconcile transactions in minutes instead of hours.
For us, speed is everything. Salt Edge’s team managed to navigate us through the open banking experience seamlessly. Thanks to Salt Edge, we were able to focus on the user experience and build our envisioned solution. This partnership enables us to fulfil our vision of simplifying financial management for small businesses across Romania, and we’re excited about scaling this solution throughout Eastern Europe.
Juggling multiple bank accounts often slows things down, especially for small businesses with limited resources. Backed by Salt Edge’s open banking rails, Finlayer removes this complexity by turning financial management into a connected, automated experience. Romanian businesses can now view all their finances, send invoices, and receive payments — all from a single dashboard. It’s a smarter way to work that saves time, reduces errors, and keeps money safe within trusted banks.
The partnership gives Romanian SMBs access to a unified platform that simplifies financial management and accelerates day-to-day operations. With Salt Edge’s secure open banking infrastructure, Finlayer provides customers with multi-bank connectivity, seamless payments, invoicing automation, and cash flow management while keeping funds in trusted banks and fully integrated with the Romanian e-factura system.
Once the solution is validated in Romania, Finlayer plans to scale it across Eastern Europe, providing businesses throughout the region with the same unified financial experience.
About Finlayer
Finlayer is an intelligent financial management platform designed specifically for Romanian SMEs. Built as a “financial layer” that works on top of existing banking infrastructure. Founded with the mission to empower Romanian SMEs with financial tools that reduce complexity and save time, Finlayer’s goal is to become the financial operating system for Romanian businesses.
For more information, please visit https://finlayer.io/ro/
About Salt Edge
Salt Edge is a financial API platform with PSD2 and open banking solutions for every business. The company has two main vectors of activity: enabling third parties to get access to bank channels via a unified gateway and developing the technology necessary for banks to become compliant with the directive’s requirements. ISO 27001 certified and AISP licensed under PSD2, the company employs the highest international security measures to ensure stable and reliable connections between financial institutions and their customers. The company is integrated with 5,000+ financial institutions in 50+ countries. Salt Edge has been named a Strong Performer in The Forrester Wave™: Open Banking Intermediaries, 2023 Report.
For more information, please visit www.saltedge.com