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16th September 2026 • 13 minutes read

PSD2 setup is not covering PSR obligations: What that means for your bank

When PSD2 came into force, it required banks and financial institutions covered by the rules to provide licensed third-party providers with API-based access to customer payment account data. The infrastructure built to meet these requirements varied from bank to bank and has since become part of how open banking services operate. Salt Edge's ongoing research into EEA (European Economic Area) ASPSPs covers roughly 3,600 EBA-registered EU institutions. It puts the...
7th September 2026 • 4 minutes read

Salt Edge returns to Open Banking Expo UK & Europe

On 13–14 October, Salt Edge will be in London for Open Banking Expo UK & Europe 2026 at the Business Design Centre. As Lead Partner of the co-located Open Finance Show, we’re joining the industry to share insights, explore new opportunities and shape the future of Open Finance together. This year, the event will bring together 1,800 attendees, 200+ speakers and 50+ partners exploring how Open Banking and Open Finance...
25th August 2026 • 5 minutes read

Beyond compliance: why 58% of Europe’s largest banks now offer Premium APIs

Since PSD2, banks have been the primary providers of secure access to payment accounts. Today, the focus is moving toward what can be built on top of this — services that enable banks to generate new revenue and expand their role beyond traditional services. Salt Edge’s latest report, Beyond compliance: premium APIs as a commercial opportunity for banks, explores how premium APIs help banks build on open banking foundations to...
28th July 2026 • 11 minutes read

Balancing innovation and privacy: Salt Edge guide to data protection in Open Banking

Terms like General Data Protection Regulation (GDPR), personal data, PSD2, and Open Banking dominate financial technology discussions. Yet, how these regulatory frameworks interact still remains a frequent pain point for fintechs, traditional banks, and businesses. At Salt Edge, we help businesses securely access and use financial data through open banking infrastructure. As a provider operating at the intersection of payments, data sharing, and regulation, data protection is embedded into how...
27th July 2026 • 4 minutes read

Salt Edge invests in Sientia to expand the use of Open Banking for customer engagement

Salt Edge, a global open banking and open finance platform with over 13 years of experience, has invested in Sientia, a payment-linked advertising platform that transforms open banking data into loyalty programmes, rewards, and marketing insights. The investment reflects both companies’ shared vision of creating value-added services beyond established open banking use cases. In their joint efforts, Salt Edge and Sientia explore new ways businesses can use customer bank data...
20th July 2026 • 4 minutes read

Salt Edge and Domopay introduce Pay by bank for rent collections in Italy

Domopay, a proptech company building the financial backbone of the Italian rental industry, has partnered with Salt Edge, an open banking provider with over 13 years of experience, to introduce Pay by bank for rent collection. The collaboration marks a major market milestone, processing  Italy’s first-ever rent payment via open banking. Domopay combines open banking payments with data-driven tenant screening to help landlords and property managers simplify rental operations. It...
3rd June 2026 • 6 minutes read

Salt Edge enables commercial Variable Recurring Payments in the UK under the new UKPI scheme

Salt Edge is one of the payment platforms enabling commercial Variable Recurring Payments (cVRP) in the UK under the newly launched UK Payment Initiative (UKPI) scheme. The capability is live in production, integrated with UK banks, and available to merchants, billers, platforms, and charities running recurring collections. What commercial VRP is Commercial VRP is a new payment method built on open banking foundations. A consumer authorises a business once —...
2nd June 2026 • 3 minutes read

Salt Edge processes its first commercial VRP transaction in the UK — a charity donation

Salt Edge, a leading open banking solutions provider, has processed its first commercial Variable Recurring Payment (cVRP) in the UK. The milestone transaction, a recurring donation from a UK consumer to a UK charity, was completed through Salt Edge’s payment initiation infrastructure under the consumer’s standing consent. What happened Commercial VRPs represent the next frontier in open banking, allowing businesses and organisations to collect recurring payments of varying amounts without...
7th May 2026 • 3 minutes read

Join Salt Edge at Money 20/20 Europe 2026

We’re heading back to Amsterdam!  From June 2–4, 2026, Salt Edge will join over 7,400 visionaries at RAI Amsterdam for Money 20/20 Europe, the heartbeat of the global fintech ecosystem. The event brings together banks, payments, tech, startups, retail, policy, crypto, cyber security and beyond. What’s on the Money 20/20 Europe 2026 menu? As one of the industry’s leading gatherings, Money20/20 Europe focuses on the developments shaping financial services today....
30th April 2026 • 4 minutes read

Turning raw transaction data into insights through data enrichment: achieving up to 95% accuracy at scale 

Every transaction a customer makes tells a story. Most banks only read the first line. In its latest industry report, Turning raw transaction data into insights through data enrichment, Salt Edge, a leading open banking solutions provider, dives into how to turn raw transaction records into structured data that can be used reliably across financial applications. The report argues that, while widely available, inconsistent transaction data formats across institutions and...
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