It’s December again, and while everyone is dazed by the fact that 2021 is coming to an end, we are sure that it is the perfect time to step back to see the big picture and to realise just how many great things have happened during this year.

The past year’s results wouldn’t be possible without the efforts of the entire Salt Edge crew, our clients, and partners working together as one team to achieve exceptional outcomes. We are very grateful and so inspired by our forces working together toward the benefits of end-users and promoting open banking’s adoption globally.

We’re always looking to the future – but first, let’s review the year. 2021 has been a very productive year for Salt Edge, just taking a moment to rewind some highlights.

📝 In 2021 we’ve issued an insightful report: “State of open banking payments in Europe in 2021. Expectations and reality.”, based on testing 2500 PSD2 APIs from 31 European countries. It contains invaluable firsthand information from a TPP and end-user testing of open banking bank channels, highlighting the current state of open banking in Europe – with a particular emphasis on payments. If you haven’t read it yet, the days off during holidays are the best time to finally do it 🙂

📱Another important milestone was timed to coincide with the year of user experience. We’ve updated the Salt Edge bank connect widget to make the user journey as seamless as possible while meeting all the regulatory requirements. Salt Edge’s bank connect widget V3 came with  an optimised bank search, improved UX, and increased safety and trust during the user journey.

📅 During 2021, Salt Edge has participated in numerous important industry events, both domestic and international. Take a look at some of the events in which our Salt Edgers took part, providing professional and expert consultancy: inspirational Money 20/20, Fintech Week London, FintechOS, Open Banking Expo, Banking 4.0, Fintech Talents Festival, and many others. Even in the face of continuing challenges due to the pandemic, events held in 2021 had an impact on all businesses within the global FinTech industry, and we are thrilled to have had a chance to participate in them!

🏆 We’re fortunate to have been considered for and honored with several awards and have joined important memberships this year, which recognise our accomplishments and the hard work we put in to provide fintech solutions with a human touch, making a positive difference in people’s lives. Salt Edge has been recognised as an ‘Open Banking Pioneer’ in Open Banking Expo Awards 2021. One more addition to the wall of honour was the ‘Best Innovation in the use of open banking data’ award for our Data Enrichment Services in the 4th annual FDATA Open Finance Awards 2021. Salt Edge was honoured to be included in Power 50 Cohort Members and Influencers 2021, and to join the openFinance Advisory Group & Board powered by Berlin Group. And one more thing to be proud of is that Salt Edge’s CEO Dmitrii Barbasura became a member of the Forbes Finance Council, sharing expertise with the industry about building open banking API solutions that empower businesses to create smart services for their customers. 

💡Over the last year, we’ve focused on sharing our knowledge and expertise by highlighting hot burning topics in fintech and open banking space. We wrote about VRPs, the API differences, open banking-powered accounting, app2app redirect, eIDAS certificates renewal issues, sustainable finance, open banking security, and many others, being published in Forbes, Business Insider, Yahoo Finance, Open Banking Excellence, Inside Telecom, Power 50, American Banker, and other media platforms. 

🌍 Salt Edge helps businesses access the open banking data across Europe and beyond. We never stop growing and keep testing and adding new bank connections so our clients can enjoy a gateway to any bank account. In 2021 we’ve connected 300+ channels to offer instant access to more than 5,000 banks globally and help businesses grow.

🤝Responding to the essential needs of our clients and continuing to introduce new services, we’ve been honoured to join hands with amazing companies that kitted up their services with open banking including Western Union, Finastra, Pleo, Freshbooks, NIBC bank, Odoo, Thincats, Landsbankinn, and many others.

🚀 As you can see, Salt Edge had a fantastic and busy year and we’re not planning to stop! We have some exciting things planned for 2022 that we know you’re going to love! Our plans include new products, fresh use cases, solidifying existing partnerships and creating new ones, expanding to new markets, joining more exciting events, and even more insightful open banking and fintech content. We are stepping into the new year with momentum and confidence in our mission to provide a universal platform that will take the burden off various types of businesses, allowing them to create dozens of use cases based on our solutions. We want to express our gratitude to all our clients, partners, and connections that have made this year such a fantastic journey. We look forward to continuing our partnership and collaboration with all of you in 2022.

From the entire Salt Edge team, we wish you all the best in this holiday season. 🎉Happy 2022!